Ownership Advisor — your car, every option, one screen

You've asked your car one question more than any other: what should I do next? Keep it. Replace it. Upgrade. Finance it. Buy that one you've been thinking about. Every car owner circles back to the same set of decisions — and right now, most of those decisions are made with gut feel and incomplete information.

Ownership Advisor is the answer. It's coming to AutoBrain soon — a single feature behind one home screen card that pulls your car's data together with live market information to give you a clear, honest picture of every option.

What is Ownership Advisor?

Ownership Advisor is a six-module feature built into the AutoBrain app. Each module tackles one part of the ownership question, and together they give you the full picture — from your car's current market value to whether you can afford the car you've been dreaming about.

• Value — What is your car worth right now? Live market data, comparable listings, and a trade-in estimate based on your vehicle's spec, not a generic price guide.
• Replace — If you had to replace your car tomorrow, what would it cost? Used replacement, new replacement, and the funding gap between your current car's trade-in and the replacement price.
• Upgrade — Thinking about moving up? Upgrade options ranked by value, similar vehicle suggestions, and a trade-up analysis that tells you what the move actually costs.
• Finance — Buy outright, finance, or lease — modelled against your real budget. Repayment breakdowns, total cost of ownership, and a comparison across the three paths.
• Dream — Always wondered if you could afford that one? Plug in any vehicle and find out. Lookup, affordability analysis, and repayment estimates so you know where you stand.
• AI Advisor — The decision engine. It takes everything from the five modules above, plus your ownership history, and recommends whether to keep, upgrade, replace, or delay. Deterministic rules first, AI refinement when the data supports it.

Why now?

Cars are the second most expensive thing most people buy, after housing — and yet the tools for making ownership decisions are either generic price guides or dealership sales pitches. There's nothing that pulls your actual car's data, the live market, and your personal financial picture into one place.

We built AutoBrain to track your car's maintenance, fuel, diagnostics and service history. Ownership Advisor is the natural next step: using all that data to help you make the biggest ownership decisions with real numbers, not guesswork.

How it works — deterministic first

Five of the six modules run on deterministic logic and live market data. No AI guesses — just data-driven calculations based on your vehicle's specs, market comparables, and your inputs. The AI Advisor layer sits on top, giving you a plain-English recommendation that ties everything together. If the AI model is unavailable, the deterministic modules still give you the full picture — that's how AutoBrain works by design.

What it isn't

Ownership Advisor is not a car valuation tool pretending to be comprehensive. It's not a sales funnel for dealers. It doesn't push you toward a purchase or a trade-in. It's a decision-support tool — it shows you the options with real numbers and lets you decide.

Get notified

Ownership Advisor is in build now. If you want to be the first to know when it launches:

• Email [email protected] with "Ownership Advisor notify" in the subject line
• Or try AutoBrain today — the waitlist will be announced in-app first. Start your free trial →

Ownership Advisor is one piece of a bigger AutoBrain update. See what else is coming →